How is my private car insured on your parking lot?

Your private vehicle is insured in our parking lot as follows:

In case of a break-in into your vehicle, your partial coverage insurance will pay for it, provided you are insured. If an employee damages your vehicle, our company liability insurance will cover the costs. If we hit your vehicle with a camper, our liability insurance will pay for the damage.

If your car is stolen, you must report this to the police and then to your partial coverage insurance. They will assess and regulate the damage. Typically, a deductible is retained, depending on the terms of your insurance. It's important that you create a list of stolen items from the vehicle and send this to your insurance.